BYPASS OBAMACARE. MAKE IT GO AWAY.

If you’re totally disgusted with the state of your health insurance by now, please know there are alternatives. You can bypass obamacare and the outrageous premiums, deductibles, and mandated coverage, and avoid Medicare and the state exchanges, AND be less dependent on government (who doesn’t want that!!) by joining a faith-based health sharing organization.

There are plans to fit every budget. But know that this is not typical insurance. Doctor visits are shareable. Maintenance prescriptions are not, but incident-related ones are – for instance, if you require antibiotics for an infection, the cost for those is shareable, but the cost for say, high blood pressure medication you would take all the time is not. (However, there are plenty of discount prescription programs out there for those drugs.)

You will probably get involved in negotiating fees for your medical services, but the ministry staff will help you do that, and they will do that for you if needed. Here is a website you can visit to see what is a reasonable fee for a particular service in your area: Healthcare Bluebook. You basically become a self-pay patient, and cut out the middlemen between you and your doctor. This puts accountability where it belongs, and your health choices back in your own hands where THEY belong.

Most doctors will readily accept lower fees in order to avoid having to file forms with insurance companies. For more costly care at hospitals, for surgeries, etc, the hospitals will offer financial assistance and set up payment plans. But, please know that the ministry I joined has a membership of 130,000 people, and a 100% payment rate which is very reassuring to medical providers.

You must be a Christian, active in fellowship, and agree to live a healthy Biblical lifestyle such as not smoking, not doing drugs, etc. And this is one more time when it is advantageous to be a Christian: I’m saving $300 a month over my previous plan, for just me, no dependents, and my deductible is less than half now. Seriously. You could put the money you save away to use for your medical costs instead of feeding a beast that’s never satisfied, and take more control over your health and that of your family.

I found these health sharing ministries by doing a quick web search: Medical Cost Share, Alliance of Health Care Sharing Ministries, Christian Healthcare Ministries, and Samaritan Ministries. Please check them out and take control of your own health decisions. Make obamacare irrelevant!

 

Advertisements
%d bloggers like this: